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Top 5 Best Creative Problem-Solving Techniques for Students.

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This post first appeared on Ayi Post. If you are a student, creative problem-solving techniques should be of high interest to you. Because in school, you're constantly solving problems, ranging from tackling tricky examination questions to managing group projects and finding time for everything including your personal well-being.  You might have realized that all school related problems are solved by memorizing formulas or following a rubric. Sometimes, you need to think differently. And that’s where creative problem-solving techniques come in. What are creative problem solving techniques? These are methods to help you generate fresh ideas, approach challenges from new angles, and find solutions when the “usual” ones- the ones you’re familiar with - don’t work. In this post, we’ll explore the top five best creative problem-solving techniques for you as a student, share real examples and tips you can start using today. Let’s  dive in.  Why do students need creative problem...

Is today a good time to invest in a CD?

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  Investing in CDs. This article fist appeared here . Personal financial advisors believe it is. A recent  news  item on investopedia suggests that depositing money into a CD  may help to reach the goal of earning an extra $2,000 over the next 12 months. The report further suggests that  In the next 12 months, there’s a real possibility that the Fed will lower rates. If that happens, CD and savings rates will follow suit and also drop. Locking in a high-paying CD now can help you enjoy 5.00% interest rates for longer, even if other rates drop.  What is a Certificate of Deposit? This article first appeared here. A certificate of deposit (CD) is a savings account that pays a fixed interest rate on money deposited and held for an agreed period of time. A withdrawal before agreed period attracts an early withdrawal penalty. What are the things that make an investment in CDs attractive? 1. An investment in CD has low risk, is safe (if you open a CD with a bank t...