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Top 5 Best Creative Problem-Solving Techniques for Students.

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This post first appeared on Ayi Post. If you are a student, creative problem-solving techniques should be of high interest to you. Because in school, you're constantly solving problems, ranging from tackling tricky examination questions to managing group projects and finding time for everything including your personal well-being.  You might have realized that all school related problems are solved by memorizing formulas or following a rubric. Sometimes, you need to think differently. And that’s where creative problem-solving techniques come in. What are creative problem solving techniques? These are methods to help you generate fresh ideas, approach challenges from new angles, and find solutions when the “usual” ones- the ones you’re familiar with - don’t work. In this post, we’ll explore the top five best creative problem-solving techniques for you as a student, share real examples and tips you can start using today. Let’s  dive in.  Why do students need creative problem...

What Is A Good Personal Financial Budget?

 Do you have a budget? Is it designed to help you grow? A budget is your quantitative plan. It is a collection of the things you want to spend money on and where the money is going to come from. It is a simply a collection of your future revenues and expenditures. Having a budget is an indication of an intention to avoid running into financial distress and focus on financial growth. Growth is a product of a good budget. What is a good personal budget? This is how a good personal budget should look like; A. Income: It must show your expected annual income. The annual income should be broken down to a monthly income by dividing the annual income by 12 months. And the monthly income further broken down to a weekly income by dividing each monthly income by 4 weeks. Your income is your is your net revenue. That is, it is what is left of your revenue after taxes, interests and all other deductibles are removed. B. Allocation of your weekly income. It is very important to always allocate ...