What is a well-balanced person? How can you become a well-balanced person?

A well-balance person is not enslaved by emotional problems.

Good and bad things happen to them as they happen to everyone else.

When they receive good things from life, they enjoy them without being carried away by the ephemerality of their values.

When life gives them the raw deal, they accept it as one of life’s mysteries which don’t subtract from the real substance of life.

And what’s life real substance?

Life’s real substance is rooted in the knowledge that happiness is within and its value can’t be decreased or increased by nothing else, except by you, the owner of your self.

Thomas Merton captured happiness perfectly when he said,

"Happiness is not a matter of intensity but of balance and order and rhythm and harmony."

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9 High yield savings accounts in Nigeria.

High yield savings account in Nigeria Here are nine Nigerian banks known for offering high-yield savings accounts, as of the latest available data. The interest rates can vary, so it’s always a good idea to check with the banks directly for the most up-to-date offers. 1. GTBank (Guaranty Trust Bank) Known for competitive interest rates on savings accounts, including specialized savings products like the GTSave savings account. The GTSave offers a competitive interest rates at 8.175%. 2. Access Bank Offers a variety of savings products with attractive interest rates, especially on their Access Bank High Interest Savings account. Access bank premier savings accounts attracts interest rate of 8.175%p.a paid monthly. 3. Zenith Bank Provides various savings products with good returns, including the Zenith Bank High Yield Savings account. Zenith bank has an account called Save4Me. Save4Me is a savings account with a higher interes...

Balancing the budget is like going to heaven. Everybody wants to do it, but nobody wants to do what you have to do to get there.– Phil Gramm.

Every budget is a test of your capability to balance your expenses and your income. It's a tough test that many of us fail. The reason is simple, most of us are never prepared to live within our means. Most of us when we have a little, we want to prove to those who don't really care about us that we have arrived and when we're sent packing from the heaven the people built for us, we go outside our means to buy mansions in the hottest part of hell in attempt to prove to the world that we are still in heaven. Who really cares about where you're , what you have and how you are at any time of your life? Maybe your loved ones, outside them you're alone. So, if you want to balance your budget and achieve financial freedom, you've to die to what people think of your lifestyle, how they live without fiscal discipline and live within your means.

Special Purpose Vehicle, SPV, Isn't Always Created To Commit Financial Fraud.

What's the primary job of every entrepreneur? Take profitable risks, do everything legitimate to at least preserve capital when profit can't be made. This job wouldn't be done when a business survives the volatile early stage, breaks even, enjoys profitability for few years and then goes bankrupt as a result of venturing into risky ventures. The going concern concept would be defeated. So, what long term business survival options do some entrepreneurs pick to preserve their assets when they go into volatile ventures? One of them is the Special Purpose Vehicle (SPV) also known as Spechial Vehicle Entity (SPE). A special purpose vehicle or special purpose entity is defined as a subsidiary created by a parent company for a special purpose. The special purpose most often, is to isolate a parent company from financial risk by providing securitization of assets The above is made possible by the fact that SPV has Its legal status as a separate company. This status makes its obli...

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