Finance

  These reasons are, to have the time to learn the true meaning of life and enjoy its beautiful gifts, found in abundance outside the work environment. Have you forgotten that life's pleasant and exciting surprises, are presented to travellers? Surprises and nature's strange things told and found in books seem fictitious until they're lived and experienced. So, go ahead, take a career break and find out what life is all about. Another reason is, so that life will not leave you behind. Life leaves behind the redundant.  It's an ever changing dynamic world out there. Acquiring a new set of skills keeps you ahead of the game. A new set of skills can hardly be acquired without taking a career break. "Work is a rubber ball." Gary Keller observed and continued, "If you drop it, it will bounce back. The other four balls- family, health, friends, integrity- are made of glass." Your family is a glass ball, if you drop it, it could be irrovocably  shattered.  ...

"Returns matter a lot. It's our capital." — Abigail Johnson The accumulation of wealth from investments in stocks is determined by the long run rate of return on investments. Many investors find companies that pay regular and increasing dividends attractive.  Investors believe that a company with a history of strong dividend growth are on the path of long term profitability and that, part of their profits, would consistently be appropriated to grow their dividend. However, what is the primary input of the stock valuation method, investors in dividend growth stocks use to determine the best stocks to invest in? It's the dividend growth rate. What is the dividend growth rate?  The dividend growth rate is the percentage rate of growth that a company's stock's dividend experineces within a given period of time. It's calculated annually. Examples of companies with dividend growth stocks for the month of February, 2023. - fool.com

? Thorough project management knowledge, skills and techniques are necessary for the successful execution of a project from iniatiation to closing.  One of the tools for a successful  project execution is an effective project cost management.knowledge. Project Cost Management includes necessary techniques or processes for the completion of projects within approved budget. These processes are estimation of costs, determination of budget and control of costs. 1. Estimation of costs - The establishment of monetary resources required to successfully complete a project is crucial. Some of the techniques used to estimate costs include  a. parametric estimating - the parametric cost estimates are calculated by using the relationship between historical data and other variables such as cost, budget and duration. b. reserve analysis - cost estimates sometimes include reserve analysis- this analysis is relevant to cost estimates that contain cost uncertainty.  The uncertainty i...

Recently, job cut has become a constant reality. The reason is, many economies are frequently in and out of depression. Businesses would always do all they could to push total revenue above total costs. If sustained profitability is the oxygen of every successful business, cutting costs would always be applied to avoid suffocation. Job cut is most busineeses'  primary cost cutting tool. What this means is, right now, someone has just lost a job or is about to lose a job for no fault of theirs. But...that wouldn't be the end of life. There's life after a job loss. A weak economy could recover quickly, grow rapidly and give businesses opportunities to hire again. But one would have to be alive, sound and prepared when the next employment opportunity shows up.   This post gives useful tips on how to prepare for a job loss and survive a layoff. 1. Invest in continuous learning. Don't stop learning after you've secured your dream job. Having a dream job is not the same a...

 Argentina and Brazil are set to begin preparatory work to establish the second largest currency bloc in the world. The name suggested for the new currency is "sur".  The "sur" when it officially becomes a medium of exchange in the two largest latin American economies, would facilitate comparisons of prices and other key investment decision parameters.  What else should investors expect? A look at lessons from "euro", the largest currency union would be helpful. The euro eliminates currency risk within the eurozone. It facilitates and promotes cross border invesments by businesses. Businesses operating in both Argentina and Brazil would no longer face currency risks if and when sur becomes a daily currency in both countries. Elimination of currency risks and facilitation of price comparison would enable cross border businesses in the two countries to lower costs and increase profits. How? Businesses would have a range of best deals from suppliers to choose...

Every budget is a test of your capability to balance your expenses and your income. It's a tough test that many of us fail. The reason is simple, most of us are never prepared to live within our means. Most of us when we have a little, we want to prove to those who don't really care about us that we have arrived  and when we're sent packing from the heaven the people built for us, we go outside our means to buy mansions in the hottest part of hell in attempt to prove to the world that we are still in heaven. Who really cares about where you're , what you have and how you are at any time of your life? Maybe your loved ones, outside them you're alone. So, if you want to balance your budget and achieve financial freedom, you've to die to what people think of your lifestyle, how they live without fiscal discipline and live within your means.

What's the primary job of every entrepreneur? Take profitable risks, do everything legitimate to at least preserve capital when profit can't be made. This job wouldn't be done when a business survives the volatile early stage, breaks even, enjoys profitability for few years and then goes bankrupt as a result of venturing into risky ventures. The going concern concept would be defeated.  So, what long term business survival options do some entrepreneurs pick to preserve their assets when they go into volatile ventures? One of them is the Special Purpose Vehicle (SPV) also known as Spechial Vehicle Entity (SPE). A special purpose vehicle or special purpose entity is defined as a subsidiary created by a parent company for a special purpose. The special purpose most often, is to isolate a parent company from financial risk by providing securitization of assets  The above is made possible by the fact that SPV has Its legal status as a separate company. This status makes its obli...