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10 Top No-Credit-Check Business Loans & Funding Options for Startups in 2025

10 Top No-Credit-Loan and Funding Options for Startups in 2025 This post first appeared on Ayi Post . Starting a business without an established credit history doesn't have to be a roadblock.  Whether you have bad credit, no revenue history, or are a first-time entrepreneur, many funding options exist that focus on your business potential, revenue projections, or alternative qualifications rather than traditional credit scores. This comprehensive guide covers startup business loans for bad credit, funding options that require no personal guarantee, and alternative financing solutions specifically designed for new businesses with limited credit history. Who Qualifies for No-Credit-Check Business Funding? 1. New startups with no business credit history or revenue 2. Entrepreneurs with bad credit (FICO scores below 600) 3. First-time business owners without collateral or personal guarantees 4. Businesses with strong revenue potential but limited credit history 5. Minority and ...