Finance

  Essential success tips for entrepreneurs. This article first appeared on Ayi Post . “Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma – which is living with the results of other people’s thinking. Don’t let the noise of other’s opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition. They somehow already know what you truly want to become. Everything else is secondary .” -   Steve Jobs. The idea of quitting a 9-5 to follow the entrepreneurial path, that seems to promise financial freedom, can be tempting. However, you could be forced to discard the idea quickly when you realize that about 45% new businesses fail within the first 5 years. Why does almost a half of new businesses fail within the first 5 years? Research has found two common reasons.  These are; 1. Failure to carry out a thorough pre-launch research to understand the market and, 2. Failure to raise sufficie...

Investing in Gold. Gold futures prices are currently 36% higher compared to the price a year ago, cnbc reported. The article said: Gold futures prices are also up about 10% year-to-date and currently 36% higher compared to the price a year ago.  What is behind the rising prices of gold? Two reasons stand out: 1. The rising global inflation rate. It’s a common practice by many investors to buy gold and use it as a good inflation hedge. 2. U.S. sanctions on Russia. U.S. sanctions on Russia date back to 2022. These sanctions have been the boost for higher returns on gold for at least a year now. Would global headline inflation continue to rise or would it fall in 2025?   IMF said that it is expected to decline. The bank said: Global headline inflation is expected to decline to 4.2 percent in 2025 and to 3.5 percent in 2026, converging back to target earlier in advanced economies than in emerging market and developing economies. Would US lift sanctions on Russia? U.S. President...

 This article first appeared on Ayi Post. Why do you need productivity tools? To achieve your goals, you need to have and use the right resources to effectively perform necessary tasks. The right resources are scarce. This reality calls for efficient use of available hard-to-find resources. To achieve the efficient application of resources, you need productivity tools to help you plan, organize, execute identified tasks successfully, track and manage these tasks to accomplish more with less. So you need productivity tools to help you control workflows, achieve effective communication with team members, collaborate seamlessly with others on projects, succeed at time management and automate repetitive processes. Another question is, Why would you need productivity tools for effective time management? Top productivity tools for effective time management help you to maximize your productivity during work hours. When you achieve this, you create the time and space to give yourself com...

Jobs 1. Backend Kotlin Developer at Masabi. Masabi is hiring a Backend Kotlin Developer, who will be responsible for building new features across multiple backend services that are central to their systems.  Read details and apply here . 2. Scoping and Budgeting Specialist (Clinical Research) at Celerion. Celerion is seeking a Clinical Research Scoping and Budgeting Specialist to join our Proposal and Financial Management team. Read details and apply here . 3. Engagement Marketing Manager at LearnLux. LearnLux is hiring to work directly with their customers and internal teams to design and implement strategies to drive adoption and maximize member engagement.   Read details and apply here . 4. Junior Backend Engineer at SideShift.ai . SideShift.ai, the direct to wallet crypto exchange, is hiring a Junior Backend Engineer. Read details and apply here . 5. Data Analyst at Peroptyx. Peroptyx is hiring Data Analyst, who will review the accuracy of machine learning d...

Quick Ratio What do investors look out for when assessing a potential investment opportunity in a company? When investors consider a business to invest in, they are mostly interested in the profitability of that business. But they are also interested in the solvency , efficiency and capital structure of the business. Why would investors be interested in the solvency or liquidity of a business they desire to invest in? Because it’s important to know if the business under consideration would have the financial capacity to meet its current maturing liabilities. It’s worthy of note that businesses carry out transactions on both credit and cash bases. The quick ratio (or acid test ratio) is used to test the solvency or liquidity of a business through the ratio analysis of its financial statements. What is quick ratio or acid test ratio? The quick ratio is a solvency test that compares the total current assets of a business excluding stock, to its total current liabilities. The goal of quick...

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