Top 5 Best Creative Problem-Solving Techniques for Students.

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This post first appeared on Ayi Post. If you are a student, creative problem-solving techniques should be of high interest to you. Because in school, you're constantly solving problems, ranging from tackling tricky examination questions to managing group projects and finding time for everything including your personal well-being.  You might have realized that all school related problems are solved by memorizing formulas or following a rubric. Sometimes, you need to think differently. And that’s where creative problem-solving techniques come in. What are creative problem solving techniques? These are methods to help you generate fresh ideas, approach challenges from new angles, and find solutions when the “usual” ones- the ones you’re familiar with - don’t work. In this post, we’ll explore the top five best creative problem-solving techniques for you as a student, share real examples and tips you can start using today. Let’s  dive in.  Why do students need creative problem...
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Important Considerations When You Negotiate Insurance Coverage.

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 To survive and succeed in life, you must take risks. To manage many risks in life, you need insurance coverage.

What Is Insurance Coverage?

Insurance coverage is the amount of risk or liability that is covered for an individual or entity by way of insurance services. 

With an insurance cover, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely and pay out when there’s a claim.

It is not enough to take out an insurance policy, you must know the important considerations to make when you negotiate insurance covearge and after you haven taken out a cover. These considerations are fundamental to making a successful insurance claim.

What are these considerations?

1. Get a full description in writing of every documentation the insurer will require should you have any claim to make,

2. Do a comparative analysis of claims filing procedures of different insurers offering the insurance you are interested in,

3. Bring in your lawyer at the first sign of delay,

4. If the insurer still refuses to keep their own half of the contract, threaten to report the insurer to the appropriate insurance commissioner.

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